/* ==========================================================================
   Terkar Bima Services — Core Design System
   Layout rule: Flexbox only (no CSS Grid) so every block maps to
   Elementor Flex Containers.
   ========================================================================== */

@font-face {
  font-family: "Manrope";
  src: url("../fonts/Manrope-Variable.ttf") format("truetype");
  font-weight: 200 800;
  font-style: normal;
  font-display: swap;
}

/* ---------- 1. Design tokens ---------- */
:root {
  /* Brand — Deep Financial Blue */
  --c-primary-950: #041127;
  --c-primary-900: #061A3A;
  --c-primary: #0B2A5B;
  --c-primary-700: #133B7A;
  --c-primary-500: #2E62B8;
  --c-primary-100: #E8EEF8;

  /* Trust Green (AA on white: 5.4:1) */
  --c-green: #0B7A53;
  --c-green-600: #0E9464;
  --c-green-300: #5FD3A4;
  --c-green-100: #E6F4EE;

  /* Gold accents (use on dark surfaces or as fills, not as small text on white) */
  --c-gold: #C9A227;
  --c-gold-300: #E8CB6E;
  --c-gold-100: #FBF4DF;
  --c-gold-ink: #7A5E0B; /* AA gold text on white */

  /* Neutrals */
  --c-ink: #0E1A2B;
  --c-text: #3A475A;
  --c-muted: #5A6778;
  --c-line: #E2E7EE;
  --c-soft: #F4F6FA;
  --c-white: #FFFFFF;

  /* Type */
  --font: "Manrope", "Segoe UI", system-ui, -apple-system, Roboto, "Helvetica Neue", Arial, sans-serif;
  --fs-display: clamp(2.5rem, 5.2vw, 4.4rem);
  --fs-h1: clamp(2.2rem, 4.2vw, 3.5rem);
  --fs-h2: clamp(1.85rem, 3.3vw, 2.8rem);
  --fs-h3: clamp(1.2rem, 1.6vw, 1.45rem);
  --fs-lead: clamp(1.05rem, 1.3vw, 1.22rem);
  --fs-body: 1rem;
  --fs-small: 0.875rem;
  --fs-eyebrow: 0.78rem;

  /* Shape & depth */
  --r-sm: 10px;
  --r-md: 16px;
  --r-lg: 24px;
  --r-xl: 32px;
  --r-pill: 999px;
  --shadow-sm: 0 1px 2px rgba(6, 26, 58, .06), 0 2px 8px rgba(6, 26, 58, .05);
  --shadow-md: 0 10px 30px -10px rgba(6, 26, 58, .18);
  --shadow-lg: 0 30px 60px -20px rgba(6, 26, 58, .30);
  --shadow-gold: 0 12px 30px -12px rgba(201, 162, 39, .55);

  /* Spacing */
  --section-y: clamp(64px, 9vw, 120px);
  --gutter: clamp(18px, 3vw, 28px);
  --container: 1240px;

  --ease: cubic-bezier(.22, 1, .36, 1);
}

/* ---------- 2. Base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--font);
  font-size: var(--fs-body);
  line-height: 1.65;
  color: var(--c-text);
  background: var(--c-white);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--c-primary-700); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--c-green); }
h1, h2, h3, h4, h5 { font-family: var(--font); color: var(--c-ink); margin: 0; line-height: 1.12; letter-spacing: -0.025em; }
h1 { font-size: var(--fs-h1); font-weight: 800; }
h2 { font-size: var(--fs-h2); font-weight: 800; }
h3 { font-size: var(--fs-h3); font-weight: 700; letter-spacing: -0.015em; line-height: 1.25; }
h4 { font-size: 1.05rem; font-weight: 700; letter-spacing: -0.01em; }
.h3 { font-size: clamp(1.3rem, 2vw, 1.6rem); font-weight: 800; letter-spacing: -0.02em; line-height: 1.2; }
p { margin: 0; }
ul { margin: 0; padding: 0; }
figure, blockquote { margin: 0; }
:focus-visible { outline: 3px solid var(--c-gold); outline-offset: 3px; border-radius: 4px; }
::selection { background: var(--c-gold-300); color: var(--c-primary-900); }

.skip-link {
  position: absolute; left: 16px; top: -60px; z-index: 1000;
  background: var(--c-gold); color: var(--c-primary-900); padding: 10px 18px; border-radius: var(--r-sm); font-weight: 700;
}
.skip-link:focus { top: 16px; }
.sr-only { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }

/* ---------- 3. Layout (Flex only) ---------- */
.section { padding: var(--section-y) 0; position: relative; }
.section--soft { background: var(--c-soft); }
.section--dark { background: var(--c-primary-900); color: rgba(255,255,255,.82); }
.section--dark h1, .section--dark h2, .section--dark h3, .section--dark h4 { color: var(--c-white); }
.section--tight { padding: calc(var(--section-y) * .6) 0; }

.container {
  width: 100%; max-width: var(--container); margin: 0 auto; padding: 0 var(--gutter);
  display: flex; flex-direction: column; gap: clamp(36px, 5vw, 64px);
}
.row { display: flex; flex-wrap: wrap; gap: var(--gutter); }
.row--center { align-items: center; }
.row--stretch { align-items: stretch; }
.row--2 > * { flex: 1 1 calc(50% - var(--gutter)); min-width: 300px; }
.row--3 > * { flex: 1 1 calc(33.333% - var(--gutter)); min-width: 280px; }
.row--4 > * { flex: 1 1 calc(25% - var(--gutter)); min-width: 230px; }
.row--5 > * { flex: 1 1 calc(20% - var(--gutter)); min-width: 200px; }
.col { display: flex; flex-direction: column; gap: 20px; }
.col--wide { flex: 1.3 1 0; }
.stack-xs { display: flex; flex-direction: column; gap: 8px; }
.stack-sm { display: flex; flex-direction: column; gap: 14px; }
.stack-md { display: flex; flex-direction: column; gap: 22px; }
.cluster { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; }

/* ---------- 4. Typography helpers ---------- */
.eyebrow {
  display: inline-flex; align-items: center; gap: 10px; align-self: flex-start;
  font-size: var(--fs-eyebrow); font-weight: 800; letter-spacing: .16em; text-transform: uppercase; color: var(--c-green);
}
.eyebrow::before { content: ""; width: 26px; height: 2px; background: currentColor; border-radius: 2px; }
.section--dark .eyebrow, .page-hero .eyebrow, .feature-panel .eyebrow, .cta-band .eyebrow, .eco .eyebrow { color: var(--c-gold-300); }
.eco h2, .eco h3 { color: var(--c-white); }
.eco .lead { color: rgba(255,255,255,.75); }
.lead { font-size: var(--fs-lead); line-height: 1.6; color: var(--c-muted); }
.section--dark .lead { color: rgba(255,255,255,.75); }
.text-gold { color: var(--c-gold-300); }
.text-green { color: var(--c-green); }
.hl {
  background: linear-gradient(100deg, var(--c-gold-300), var(--c-gold) 55%, var(--c-green-300));
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.section-head { display: flex; flex-direction: column; gap: 16px; max-width: 780px; }
.section-head--center { align-items: center; text-align: center; margin: 0 auto; }
.section-head--center .eyebrow { align-self: center; }
.small { font-size: var(--fs-small); }
.muted { color: var(--c-muted); }

/* ---------- 5. Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  min-height: 52px; padding: 14px 26px; border-radius: var(--r-pill);
  font-family: var(--font); font-size: 1rem; font-weight: 700; letter-spacing: -.005em; line-height: 1;
  text-decoration: none; cursor: pointer; border: 2px solid transparent;
  transition: transform .35s var(--ease), box-shadow .35s var(--ease), background-color .25s, color .25s, border-color .25s;
}
.btn:hover { transform: translateY(-2px); }
.btn--primary { background: var(--c-green); color: var(--c-white); box-shadow: 0 12px 28px -12px rgba(11,122,83,.7); }
.btn--primary:hover { background: var(--c-green-600); color: var(--c-white); }
.btn--gold { background: linear-gradient(135deg, var(--c-gold-300), var(--c-gold)); color: var(--c-primary-900); box-shadow: var(--shadow-gold); }
.btn--gold:hover { color: var(--c-primary-950); }
.btn--navy { background: var(--c-primary); color: var(--c-white); }
.btn--navy:hover { background: var(--c-primary-700); color: var(--c-white); }
.btn--outline { border-color: var(--c-primary); color: var(--c-primary); background: transparent; }
.btn--outline:hover { background: var(--c-primary); color: var(--c-white); }
.btn--ghost { border-color: rgba(255,255,255,.35); color: var(--c-white); background: rgba(255,255,255,.06); backdrop-filter: blur(6px); }
.btn--ghost:hover { border-color: var(--c-gold-300); color: var(--c-gold-300); }
.btn--sm { min-height: 42px; padding: 10px 18px; font-size: .92rem; }
.btn--block { width: 100%; }
.btn__arrow { transition: transform .3s var(--ease); }
.btn:hover .btn__arrow { transform: translateX(4px); }

.link-arrow { display: inline-flex; align-items: center; gap: 8px; font-weight: 700; text-decoration: none; color: var(--c-primary-700); }
.link-arrow::after { content: "→"; transition: transform .3s var(--ease); }
.link-arrow:hover::after { transform: translateX(4px); }

/* ---------- 6. Header ---------- */
.topbar { background: var(--c-primary-950); color: rgba(255,255,255,.78); font-size: .84rem; }
.topbar__inner { max-width: var(--container); margin: 0 auto; padding: 8px var(--gutter); display: flex; justify-content: space-between; align-items: center; gap: 16px; flex-wrap: wrap; }
.topbar a { color: var(--c-white); text-decoration: none; font-weight: 600; }
.topbar a:hover { color: var(--c-gold-300); }
.topbar__contacts { display: flex; gap: 22px; flex-wrap: wrap; }

.site-header { position: sticky; top: 0; z-index: 100; background: rgba(255,255,255,.92); backdrop-filter: saturate(1.4) blur(14px); border-bottom: 1px solid transparent; transition: box-shadow .3s, border-color .3s; }
.site-header.is-scrolled { border-color: var(--c-line); box-shadow: var(--shadow-sm); }
.site-header__inner { max-width: var(--container); margin: 0 auto; padding: 12px var(--gutter); display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.brand { display: flex; align-items: center; flex-shrink: 0; }
.brand img { height: 52px; width: auto; }
.nav { display: flex; align-items: center; gap: 4px; }
.nav__link { padding: 10px 12px; border-radius: var(--r-sm); color: var(--c-ink); font-weight: 600; font-size: .95rem; text-decoration: none; position: relative; }
.nav__link::after { content: ""; position: absolute; left: 12px; right: 12px; bottom: 4px; height: 2px; background: var(--c-gold); transform: scaleX(0); transform-origin: left; transition: transform .35s var(--ease); }
.nav__link:hover, .nav__link[aria-current="page"] { color: var(--c-primary); }
.nav__link:hover::after, .nav__link[aria-current="page"]::after { transform: scaleX(1); }
.header-cta { display: flex; gap: 10px; align-items: center; }
.nav-toggle { display: none; width: 46px; height: 46px; border-radius: 12px; border: 1px solid var(--c-line); background: var(--c-white); cursor: pointer; flex-direction: column; justify-content: center; align-items: center; gap: 5px; }
.nav-toggle span { width: 20px; height: 2px; background: var(--c-ink); border-radius: 2px; transition: transform .3s, opacity .3s; }
.site-header.is-open .nav-toggle span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.site-header.is-open .nav-toggle span:nth-child(2) { opacity: 0; }
.site-header.is-open .nav-toggle span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

@media (max-width: 1180px) {
  .nav-toggle { display: flex; }
  .nav {
    position: absolute; left: 0; right: 0; top: 100%; flex-direction: column; align-items: stretch; gap: 0;
    background: var(--c-white); border-bottom: 1px solid var(--c-line); box-shadow: var(--shadow-md);
    padding: 10px var(--gutter) 22px; max-height: 0; overflow: hidden; opacity: 0; visibility: hidden;
    transition: max-height .45s var(--ease), opacity .3s, visibility .3s;
  }
  .site-header.is-open .nav { max-height: 80vh; opacity: 1; visibility: visible; overflow-y: auto; }
  .nav__link { padding: 14px 4px; border-bottom: 1px solid var(--c-line); }
  .nav__link::after { display: none; }
  .header-cta .btn--hide-mobile { display: none; }
}
@media (max-width: 640px) {
  .topbar__tag { display: none; }
  .brand img { height: 44px; }
}

/* ---------- 7. Inner page hero ---------- */
.page-hero {
  position: relative; overflow: hidden; color: rgba(255,255,255,.8);
  background:
    radial-gradient(900px 400px at 85% -10%, rgba(201,162,39,.22), transparent 60%),
    radial-gradient(700px 420px at -10% 110%, rgba(14,148,100,.25), transparent 60%),
    linear-gradient(160deg, var(--c-primary-900), var(--c-primary) 70%);
  padding: clamp(64px, 9vw, 110px) 0 clamp(56px, 7vw, 90px);
}
.page-hero::after { content: ""; position: absolute; inset: 0; background-image: linear-gradient(rgba(255,255,255,.045) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.045) 1px, transparent 1px); background-size: 56px 56px; mask-image: linear-gradient(to bottom, #000, transparent 85%); -webkit-mask-image: linear-gradient(to bottom, #000, transparent 85%); pointer-events: none; }
.page-hero .container { position: relative; z-index: 1; gap: 22px; }
.page-hero h1 { color: var(--c-white); max-width: 900px; }
.page-hero .lead { color: rgba(255,255,255,.78); max-width: 720px; }
.breadcrumbs { display: flex; gap: 10px; font-size: .88rem; flex-wrap: wrap; }
.breadcrumbs a { color: rgba(255,255,255,.7); text-decoration: none; }
.breadcrumbs a:hover { color: var(--c-gold-300); }
.breadcrumbs span[aria-current] { color: var(--c-gold-300); }
.page-hero__chips { display: flex; flex-wrap: wrap; gap: 10px; }
.chip { display: inline-flex; align-items: center; gap: 8px; padding: 8px 16px; border-radius: var(--r-pill); font-size: .88rem; font-weight: 600; border: 1px solid rgba(255,255,255,.2); color: var(--c-white); background: rgba(255,255,255,.06); text-decoration: none; }
.chip:hover { border-color: var(--c-gold-300); color: var(--c-gold-300); }
.chip--light { border-color: var(--c-line); color: var(--c-ink); background: var(--c-white); }
.chip--light:hover { border-color: var(--c-green); color: var(--c-green); }

/* ---------- 8. Cards & Icon boxes ---------- */
.card {
  position: relative; display: flex; flex-direction: column; gap: 14px;
  background: var(--c-white); border: 1px solid var(--c-line); border-radius: var(--r-lg); padding: clamp(24px, 3vw, 34px);
  transition: transform .45s var(--ease), box-shadow .45s var(--ease), border-color .3s;
}
.card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); border-color: transparent; }
.card--flat:hover { transform: none; box-shadow: none; border-color: var(--c-line); }
.card--dark { background: linear-gradient(160deg, rgba(255,255,255,.08), rgba(255,255,255,.02)); border-color: rgba(255,255,255,.12); color: rgba(255,255,255,.78); }
.card--dark h3 { color: var(--c-white); }
.card--accent { border-top: 4px solid var(--c-gold); }
.card__footer { margin-top: auto; padding-top: 8px; }
.card__list { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.card__list li { display: flex; gap: 10px; align-items: flex-start; }
.card__list li::before { content: ""; flex: 0 0 18px; height: 18px; margin-top: 4px; border-radius: 50%; background: var(--c-green-100) radial-gradient(circle, var(--c-green) 0 3.5px, transparent 4px); }
.section--dark .card__list li::before, .card--dark .card__list li::before, .feature-panel .card__list li::before { background: rgba(95,211,164,.16) radial-gradient(circle, var(--c-green-300) 0 3.5px, transparent 4px); }
.feature-panel > * { position: relative; z-index: 1; }

/* Icon slot — typographic monogram until approved icon set is added.
   In Elementor: replace with Icon Box widget icon. */
.icon-slot {
  width: 58px; height: 58px; border-radius: 18px; flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  font-weight: 800; font-size: 1.05rem; letter-spacing: -.02em;
  color: var(--c-primary); background: linear-gradient(145deg, var(--c-primary-100), #fff);
  border: 1px solid var(--c-line); box-shadow: inset 0 -3px 0 rgba(11,42,91,.06);
}
.icon-slot--green { color: var(--c-green); background: linear-gradient(145deg, var(--c-green-100), #fff); }
.icon-slot--gold { color: var(--c-gold-ink); background: linear-gradient(145deg, var(--c-gold-100), #fff); }
.card--dark .icon-slot, .section--dark .icon-slot { color: var(--c-gold-300); background: rgba(255,255,255,.06); border-color: rgba(255,255,255,.14); box-shadow: none; }

.num-badge { font-size: .8rem; font-weight: 800; letter-spacing: .12em; color: var(--c-gold-ink); }
.section--dark .num-badge { color: var(--c-gold-300); }

/* Service pillar cards */
.pillar { overflow: hidden; }
.pillar::before { content: ""; position: absolute; inset: 0 0 auto 0; height: 5px; background: var(--pillar-accent, var(--c-primary)); }
.pillar--insurance { --pillar-accent: linear-gradient(90deg, var(--c-primary), var(--c-primary-500)); }
.pillar--invest { --pillar-accent: linear-gradient(90deg, var(--c-green), var(--c-green-300)); }
.pillar--loans { --pillar-accent: linear-gradient(90deg, var(--c-gold), var(--c-gold-300)); }
.pillar__head { display: flex; align-items: center; gap: 16px; }

/* ---------- 9. Counters / trust metrics ---------- */
.metrics { display: flex; flex-wrap: wrap; gap: 0; border: 1px solid var(--c-line); border-radius: var(--r-xl); background: var(--c-white); box-shadow: var(--shadow-md); overflow: hidden; }
.metric { flex: 1 1 220px; padding: 34px 28px; display: flex; flex-direction: column; gap: 6px; border-right: 1px solid var(--c-line); }
.metric:last-child { border-right: 0; }
.metric__num { font-size: clamp(2.3rem, 4vw, 3.2rem); font-weight: 800; letter-spacing: -.04em; color: var(--c-primary); line-height: 1; display: flex; align-items: baseline; gap: 2px; }
.metric__num .suffix { color: var(--c-gold); }
.metric__label { font-weight: 700; color: var(--c-ink); }
.metric__desc { font-size: var(--fs-small); color: var(--c-muted); }
@media (max-width: 900px) { .metric { border-right: 0; border-bottom: 1px solid var(--c-line); } .metric:last-child { border-bottom: 0; } }

/* ---------- 10. Partner logo marquee ---------- */
.logo-strip { display: flex; flex-direction: column; gap: 18px; }
.logo-strip__label { text-align: center; font-size: .85rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--c-muted); }
.marquee { overflow: hidden; mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent); -webkit-mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent); }
.marquee__track { display: flex; gap: 22px; width: max-content; animation: marquee 48s linear infinite; }
.marquee:hover .marquee__track { animation-play-state: paused; }
.logo-tile { flex: 0 0 auto; width: 168px; height: 92px; border-radius: var(--r-md); background: var(--c-white); border: 1px solid var(--c-line); display: flex; align-items: center; justify-content: center; padding: 14px 18px; }
.logo-tile img { max-height: 60px; width: auto; object-fit: contain; filter: grayscale(1); opacity: .78; transition: filter .3s, opacity .3s; }
.logo-tile:hover img { filter: none; opacity: 1; }
@keyframes marquee { to { transform: translateX(-50%); } }
.logos-wrap { display: flex; flex-wrap: wrap; gap: 16px; justify-content: center; }

/* ---------- 11. Media / images ---------- */
.media-frame { position: relative; border-radius: var(--r-xl); overflow: hidden; box-shadow: var(--shadow-lg); background: var(--c-soft); }
.media-frame img { width: 100%; height: 100%; object-fit: cover; }
.media-frame--portrait { aspect-ratio: 4 / 5; }
.media-frame__badge { position: absolute; left: 18px; bottom: 18px; right: 18px; padding: 16px 18px; border-radius: var(--r-md); background: rgba(6,26,58,.82); backdrop-filter: blur(8px); color: var(--c-white); display: flex; flex-direction: column; gap: 2px; }
.media-frame__badge strong { font-size: 1.05rem; }
.media-frame__badge span { font-size: .85rem; color: var(--c-gold-300); }

/* Gallery */
.gallery { display: flex; flex-wrap: wrap; gap: 18px; }
.gallery__item { flex: 1 1 calc(25% - 18px); min-width: 220px; margin: 0; display: flex; flex-direction: column; border-radius: var(--r-lg); overflow: hidden; background: var(--c-white); border: 1px solid var(--c-line); transition: transform .45s var(--ease), box-shadow .45s var(--ease); }
.gallery__item:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.gallery__item img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; object-position: center 30%; }
.gallery__item figcaption { padding: 14px 16px 16px; font-size: .88rem; line-height: 1.45; color: var(--c-text); }
.gallery__item figcaption strong { display: block; color: var(--c-ink); font-size: .95rem; }
.gallery--awards .gallery__item { flex-basis: calc(14.28% - 18px); min-width: 150px; background: linear-gradient(180deg, var(--c-gold-100), #fff); }
.gallery--awards .gallery__item img { aspect-ratio: 3 / 4; object-fit: contain; padding: 14px; }
.gallery-note { font-size: .82rem; color: var(--c-muted); text-align: center; }

/* ---------- 12. Testimonials ---------- */
.testimonial { gap: 18px; }
.testimonial__quote { font-size: 1.05rem; line-height: 1.7; color: var(--c-ink); }
.testimonial__quote::before { content: "\201C"; display: block; font-size: 4rem; line-height: .6; height: 28px; color: var(--c-gold); font-weight: 800; }
.testimonial__person { display: flex; align-items: center; gap: 14px; margin-top: auto; padding-top: 18px; border-top: 1px solid var(--c-line); }
.avatar { width: 48px; height: 48px; border-radius: 50%; flex-shrink: 0; display: flex; align-items: center; justify-content: center; font-weight: 800; color: var(--c-white); background: linear-gradient(135deg, var(--c-primary), var(--c-green)); }
.testimonial__name { font-weight: 700; color: var(--c-ink); }
.testimonial__meta { font-size: .85rem; color: var(--c-muted); }
.stars { display: inline-flex; gap: 3px; color: var(--c-gold); font-size: 1.05rem; letter-spacing: 1px; }
.placeholder-tag {
  position: absolute; top: 16px; right: 16px; font-size: .7rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase;
  padding: 4px 10px; border-radius: var(--r-pill); background: #FFF4D6; color: #7A5300; border: 1px dashed #C9A227;
}
.is-placeholder { background: #FFF8E6; outline: 1px dashed #C9A227; outline-offset: 2px; border-radius: 4px; padding: 0 4px; color: #6B4A00; }

/* ---------- 13. Accordion (FAQ) — maps to Elementor Accordion ---------- */
.accordion { display: flex; flex-direction: column; gap: 12px; }
.accordion__item { border: 1px solid var(--c-line); border-radius: var(--r-md); background: var(--c-white); transition: border-color .3s, box-shadow .3s; }
.accordion__item[open] { border-color: rgba(11,122,83,.35); box-shadow: var(--shadow-md); }
.accordion__title { list-style: none; cursor: pointer; padding: 20px 60px 20px 24px; font-weight: 700; color: var(--c-ink); position: relative; font-size: 1.04rem; }
.accordion__title::-webkit-details-marker { display: none; }
.accordion__title::after { content: "+"; position: absolute; right: 20px; top: 50%; transform: translateY(-50%); width: 30px; height: 30px; border-radius: 50%; display: flex; align-items: center; justify-content: center; background: var(--c-soft); color: var(--c-primary); font-size: 1.3rem; font-weight: 600; transition: transform .35s var(--ease), background .3s; }
.accordion__item[open] .accordion__title::after { transform: translateY(-50%) rotate(45deg); background: var(--c-green); color: var(--c-white); }
.accordion__content { padding: 0 24px 22px; color: var(--c-text); }

/* ---------- 14. Forms ---------- */
.form { display: flex; flex-direction: column; gap: 16px; }
.form__row { display: flex; gap: 16px; flex-wrap: wrap; }
.form__row > .form__field { flex: 1 1 220px; }
.form__field { display: flex; flex-direction: column; gap: 6px; }
.form__field label { font-weight: 700; font-size: .9rem; color: var(--c-ink); }
.form__field input, .form__field select, .form__field textarea {
  font-family: var(--font); font-size: 1rem; color: var(--c-ink);
  padding: 14px 16px; border-radius: 12px; border: 1.5px solid var(--c-line); background: var(--c-white);
  transition: border-color .25s, box-shadow .25s; width: 100%;
}
.form__field textarea { min-height: 110px; resize: vertical; }
.form__field input:focus, .form__field select:focus, .form__field textarea:focus { outline: none; border-color: var(--c-green); box-shadow: 0 0 0 4px rgba(11,122,83,.14); }
.form__field.has-error input, .form__field.has-error select { border-color: #C0392B; }
.form__error { display: none; font-size: .82rem; color: #B03A2E; font-weight: 600; }
.form__field.has-error .form__error { display: block; }
.form__consent { display: flex; gap: 10px; align-items: flex-start; font-size: .85rem; color: var(--c-muted); }
.form__consent input { margin-top: 4px; width: 18px; height: 18px; accent-color: var(--c-green); flex-shrink: 0; }
.form__consent.has-error { color: #B03A2E; font-weight: 600; }
.form__success { display: none; padding: 14px 18px; border-radius: 12px; background: var(--c-green-100); color: var(--c-green); font-weight: 700; }
.form.is-sent .form__success { display: block; }

/* ---------- 15. Lead CTA band ---------- */
.cta-band {
  position: relative; overflow: hidden; border-radius: var(--r-xl); padding: clamp(32px, 5vw, 64px);
  background:
    radial-gradient(600px 300px at 100% 0%, rgba(201,162,39,.28), transparent 60%),
    radial-gradient(600px 360px at 0% 100%, rgba(14,148,100,.3), transparent 60%),
    linear-gradient(135deg, var(--c-primary-900), var(--c-primary));
  color: rgba(255,255,255,.82);
  display: flex; flex-wrap: wrap; gap: clamp(28px, 4vw, 56px); align-items: center;
}
.cta-band h2 { color: var(--c-white); }
.cta-band__copy { flex: 1 1 380px; display: flex; flex-direction: column; gap: 18px; }
.cta-band__form { flex: 1 1 380px; background: var(--c-white); border-radius: var(--r-lg); padding: clamp(22px, 3vw, 34px); box-shadow: var(--shadow-lg); }
.cta-band__points { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.cta-band__points li { display: flex; gap: 10px; align-items: center; }
.cta-band__points li::before { content: "✓"; width: 24px; height: 24px; border-radius: 50%; background: rgba(95,211,164,.18); color: var(--c-green-300); display: flex; align-items: center; justify-content: center; font-size: .8rem; font-weight: 800; flex-shrink: 0; }

/* ---------- 16. Contact cards ---------- */
.contact-card { gap: 18px; }
.contact-card__head { display: flex; align-items: center; gap: 16px; }
.contact-card__photo { width: 76px; height: 76px; border-radius: 50%; object-fit: cover; border: 3px solid var(--c-gold-100); }
.contact-card__role { font-size: .88rem; color: var(--c-green); font-weight: 700; }
.contact-line { display: flex; gap: 12px; align-items: flex-start; }
.contact-line__label { flex: 0 0 76px; font-size: .78rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; color: var(--c-muted); padding-top: 3px; }
.contact-line a { font-weight: 700; text-decoration: none; color: var(--c-ink); font-size: 1.05rem; }
.contact-line a:hover { color: var(--c-green); }
.contact-line address { font-style: normal; }

/* ---------- 17. Timeline (milestones) ---------- */
.timeline { display: flex; flex-direction: column; gap: 0; position: relative; }
.timeline__item { display: flex; gap: 28px; position: relative; padding-bottom: 36px; }
.timeline__item:last-child { padding-bottom: 0; }
.timeline__year { flex: 0 0 110px; font-size: 1.5rem; font-weight: 800; color: var(--c-primary); letter-spacing: -.03em; text-align: right; }
.timeline__dot { flex: 0 0 18px; position: relative; display: flex; justify-content: center; }
.timeline__dot::before { content: ""; width: 18px; height: 18px; border-radius: 50%; background: var(--c-white); border: 4px solid var(--c-gold); margin-top: 8px; position: relative; z-index: 1; }
.timeline__dot::after { content: ""; position: absolute; top: 20px; bottom: -36px; width: 2px; background: linear-gradient(var(--c-gold), var(--c-line)); }
.timeline__item:last-child .timeline__dot::after { display: none; }
.timeline__body { flex: 1; display: flex; flex-direction: column; gap: 6px; padding-top: 4px; }
@media (max-width: 640px) { .timeline__item { gap: 16px; flex-wrap: wrap; } .timeline__year { flex-basis: 100%; text-align: left; order: -1; font-size: 1.25rem; } .timeline__dot { display: none; } .timeline__body { border-left: 2px solid var(--c-gold-300); padding-left: 16px; } }

/* ---------- 18. Feature split (landing sections) ---------- */
.split { display: flex; flex-wrap: wrap; gap: clamp(32px, 5vw, 72px); align-items: center; }
.split > * { flex: 1 1 400px; }
.split--reverse { flex-direction: row-reverse; }
.feature-panel { border-radius: var(--r-xl); padding: clamp(26px, 4vw, 44px); background: linear-gradient(160deg, var(--c-primary-900), var(--c-primary)); color: rgba(255,255,255,.8); display: flex; flex-direction: column; gap: 18px; box-shadow: var(--shadow-lg); position: relative; overflow: hidden; }
.feature-panel::after { content: ""; position: absolute; width: 320px; height: 320px; right: -120px; top: -120px; border-radius: 50%; background: radial-gradient(circle, rgba(201,162,39,.3), transparent 65%); }
.feature-panel h3 { color: var(--c-white); }
.feature-panel--green { background: linear-gradient(160deg, #06402C, var(--c-green)); }
.feature-panel--gold { background: linear-gradient(160deg, #3A2C05, #7A5E0B); }
.stat-pair { display: flex; gap: 14px; flex-wrap: wrap; position: relative; z-index: 1; }
.stat-pair__item { flex: 1 1 140px; padding: 16px; border-radius: var(--r-md); background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.12); display: flex; flex-direction: column; gap: 2px; }
.stat-pair__item strong { font-size: 1.4rem; color: var(--c-white); letter-spacing: -.02em; }
.stat-pair__item span { font-size: .84rem; }

.anchor-nav { position: sticky; top: 76px; z-index: 50; background: rgba(255,255,255,.95); backdrop-filter: blur(10px); border-bottom: 1px solid var(--c-line); }
.anchor-nav__inner { max-width: var(--container); margin: 0 auto; padding: 12px var(--gutter); display: flex; gap: 10px; overflow-x: auto; scrollbar-width: none; }
.anchor-nav__inner::-webkit-scrollbar { display: none; }
.anchor-nav a { flex-shrink: 0; }

/* ---------- 19. Compliance / disclaimer ---------- */
.disclaimer { font-size: .82rem; line-height: 1.6; color: var(--c-muted); padding: 18px 22px; border-radius: var(--r-md); background: var(--c-soft); border-left: 4px solid var(--c-gold); }
.section--dark .disclaimer { background: rgba(255,255,255,.05); color: rgba(255,255,255,.7); }

/* ---------- 20. Footer ---------- */
.site-footer { background: var(--c-primary-950); color: rgba(255,255,255,.7); padding: clamp(56px, 7vw, 88px) 0 0; font-size: .94rem; }
.site-footer h4 { color: var(--c-white); margin-bottom: 16px; font-size: .95rem; letter-spacing: .06em; text-transform: uppercase; }
.site-footer a { color: rgba(255,255,255,.78); text-decoration: none; }
.site-footer a:hover { color: var(--c-gold-300); }
.footer-cols { display: flex; flex-wrap: wrap; gap: 40px; }
.footer-col { flex: 1 1 180px; display: flex; flex-direction: column; }
.footer-col--brand { flex: 1.6 1 280px; gap: 18px; }
.footer-logo { background: var(--c-white); border-radius: var(--r-md); padding: 10px 14px; align-self: flex-start; }
.footer-logo img { height: 50px; width: auto; }
.footer-links { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-contact { display: flex; flex-direction: column; gap: 4px; margin-bottom: 14px; }
.footer-contact strong { color: var(--c-white); }
.footer-legal { border-top: 1px solid rgba(255,255,255,.1); margin-top: 48px; padding: 26px 0 30px; display: flex; flex-direction: column; gap: 14px; font-size: .8rem; line-height: 1.6; color: rgba(255,255,255,.58); }
.footer-bottom { display: flex; justify-content: space-between; gap: 12px; flex-wrap: wrap; color: rgba(255,255,255,.6); }

/* ---------- 21. Floating contact + mobile bar ---------- */
.float-wa {
  position: fixed; right: 22px; bottom: 22px; z-index: 90;
  display: inline-flex; align-items: center; gap: 10px; padding: 14px 20px; border-radius: var(--r-pill);
  background: #128C4B; color: var(--c-white); font-weight: 800; text-decoration: none; box-shadow: 0 16px 30px -10px rgba(18,140,75,.65);
  transition: transform .3s var(--ease);
}
.float-wa::before { content: ""; width: 10px; height: 10px; border-radius: 50%; background: #7CF5B0; box-shadow: 0 0 0 0 rgba(124,245,176,.7); animation: ping 2s infinite; }
.float-wa:hover { transform: translateY(-3px); color: var(--c-white); }
@keyframes ping { 70% { box-shadow: 0 0 0 10px rgba(124,245,176,0); } 100% { box-shadow: 0 0 0 0 rgba(124,245,176,0); } }
.mobile-bar { display: none; }
@media (max-width: 760px) {
  .float-wa { display: none; }
  .mobile-bar { display: flex; position: fixed; left: 0; right: 0; bottom: 0; z-index: 90; background: var(--c-white); border-top: 1px solid var(--c-line); box-shadow: 0 -8px 24px rgba(6,26,58,.08); padding: 10px 12px calc(10px + env(safe-area-inset-bottom)); gap: 10px; }
  .mobile-bar .btn { flex: 1; min-height: 48px; padding: 10px; font-size: .95rem; }
  body { padding-bottom: 76px; }
}

/* ---------- 22. Scroll reveal (class-driven) ---------- */
.reveal { opacity: 0; transform: translateY(28px); transition: opacity .9s var(--ease), transform .9s var(--ease); }
.reveal.is-visible { opacity: 1; transform: none; }
.reveal--d1 { transition-delay: .08s; } .reveal--d2 { transition-delay: .16s; } .reveal--d3 { transition-delay: .24s; } .reveal--d4 { transition-delay: .32s; }
.no-js .reveal { opacity: 1; transform: none; }

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: .001ms !important; animation-iteration-count: 1 !important; transition-duration: .001ms !important; scroll-behavior: auto !important; }
  .reveal { opacity: 1; transform: none; }
}