To protect every family we serve today and help them grow with confidence tomorrow.
We give honest, needs-based advice on insurance, investments and loans, explained simply and backed by lifelong service.
About Terkar Bima Services
Two generations. One promise of trust.
For 32 years, the Terkar family has helped households and businesses in Latur protect what they have and grow what they need.
Our story
Built on relationships, not transactions
Terkar Bima Services began in 1994 with a simple belief held by Vilas D. Terkar: every family deserves honest advice about protecting its future. From an office at Market Yard, Latur, he built a practice on personal visits, patient explanations and standing by clients when claims arose.
Word of mouth did the rest. Families who trusted him with their first policy returned for their children's plans, and later their grandchildren's.
Dhiraj V. Terkar represents the next generation. He has broadened the practice into health insurance, mutual funds, retirement planning and business finance, and brought modern tools, digital service and data-driven planning to the same personal care.
Today, Terkar Bima Services is a complete financial partner: insurance, investments and loans, planned together and reviewed with you for life.
To be Maharashtra's most trusted family financial partner.
We want to be known not for how many policies we sell, but for how many families we have kept financially secure across generations.
Our values
What guides every conversation
Integrity
We recommend only what we would choose for our own family.
Clarity
No jargon and no fine-print surprises. Every term is explained in plain language.
Commitment
From the first policy to the final claim, we stay with you.
Progress
We keep learning so your plan benefits from the latest products and tools.
Our team
The people behind your plan
Vilas D. Terkar
Senior Financial AdvisorOver three decades of guiding families on life insurance and long-term financial security.
Dhiraj V. Terkar
Financial Advisor: Insurance, Investments & LoansHe brings modern financial planning, mutual fund expertise and business funding solutions to every client.
TB
Support team
Client service & claims desk[Add team member names, roles and photos when available.]
Milestones
32 years of growing with Latur
Every milestone reflects the trust families have placed in us.
1994
The journey begins
Vilas D. Terkar starts advising families in Latur on life insurance.
[Year]
Office at Market Yard, Latur
A permanent home for client meetings and service.
[Year]
The next generation joins
Dhiraj V. Terkar joins, expanding into health insurance and mutual funds.
[Year]
Business finance solutions
Business, working capital, machinery and property-backed loans added.
2026
32 years & a new digital home
Launching terkarbimaservices.com with online planning tools for every family.
Why clients trust us
Recognised for service, respected in the community
Awards for service excellence and decades of engagement with leaders in public life and the insurance industry.
Moments with leaders
Photographs record meetings and events attended by our team. Designations are as at the time of the photograph. They do not imply endorsement of Terkar Bima Services or its products.
Become part of the Terkar family
Book a free, no-obligation financial review with Vilas or Dhiraj Terkar.