Calculator centre

Plan every goal with clarity

Eight free calculators for investing, insurance and life planning. Results update instantly as you adjust the inputs.

Investment

SIP Calculator

Estimate the future value of a fixed monthly investment.

Monthly investment

₹

₹500₹2 Lakh

Enter an amount between ₹500 and ₹10,00,000.

Expected return (p.a.)

1%30%

Enter a return between 1% and 30%.

Time period

Yrs

1 yr40 yrs

Enter a period between 1 and 40 years.

Estimated value₹0at the end of the period

Invested amount₹0
Estimated returns₹0

Please correct the highlighted fields.

Start a SIP with us

Illustration only, assuming a constant rate of return. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.

Investment

Mutual Fund Return Calculator

Find the absolute return and annualised return (CAGR) of an investment.

Amount invested

₹

₹1,000₹50 Lakh

Enter an amount between ₹1,000 and ₹10 Crore.

Current / redemption value

₹

₹0₹1 Crore

Enter a value between ₹0 and ₹50 Crore.

Holding period

Yrs

6 months40 yrs

Enter a period between 0.5 and 40 years.

Annualised return (CAGR)0%compounded yearly growth rate

Amount invested₹0
Total gain₹0

Absolute return0%
Current value₹0

Please correct the highlighted fields.

Get a portfolio review

Past performance does not guarantee future returns. Mutual fund investments are subject to market risks.

Investment

Lumpsum Investment Calculator

See what a one-time investment could grow into.

Investment amount

₹

₹5,000₹1 Crore

Enter an amount between ₹5,000 and ₹10 Crore.

Expected return (p.a.)

1%30%

Enter a return between 1% and 30%.

Time period

Yrs

1 yr40 yrs

Enter a period between 1 and 40 years.

Estimated value₹0Your money grows 0×

Invested amount₹0
Estimated returns₹0

Please correct the highlighted fields.

Invest with guidance

Illustration only, assuming a constant annual return. Actual returns vary with market conditions.

Life planning

Retirement Calculator

Find the corpus you need and the monthly SIP to get there.

Current age

Yrs

Enter an age between 18 and 60.

Retirement age

Yrs

Retirement age must be between 40 and 75, and above your current age.

Life expectancy

Yrs

Life expectancy must be between 60 and 100, and above retirement age.

Inflation (p.a.)

Enter inflation between 1% and 12%.

Current monthly expenses

₹

₹5,000₹5 Lakh

Enter expenses between ₹5,000 and ₹10,00,000.

Return before retirement

Enter a return between 1% and 20%.

Return after retirement

Enter a return between 1% and 15%.

Existing retirement savings

₹

₹0₹2 Crore

Enter savings between ₹0 and ₹10 Crore.

Retirement corpus needed₹0to fund 0 years of retirement

Covered by current savingsTarget corpus

Monthly expenses at retirement₹0
Current savings will grow to₹0
Shortfall to build₹0
Monthly SIP required₹0

Please correct the highlighted fields.

Build my retirement plan

Illustration only. Assumes constant inflation and returns, with expenses paid at the start of each year in retirement.

Insurance

Life Insurance Need Calculator

Estimate how much cover your family would need to stay financially secure.

Annual household expenses

₹

₹1 Lakh₹50 Lakh

Enter expenses between ₹1 Lakh and ₹1 Crore.

Years of support needed

Yrs

Enter between 1 and 50 years.

Inflation (p.a.)

Enter inflation between 0% and 12%.

Return on payout (p.a.)

Enter a return between 1% and 15%.

Outstanding loans

₹

Enter an amount between ₹0 and ₹10 Crore.

Future goals (education, marriage)

₹

Enter an amount between ₹0 and ₹10 Crore.

Savings & investments

₹

Enter an amount between ₹0 and ₹10 Crore.

Existing life cover

₹

₹0₹5 Crore

Enter an amount between ₹0 and ₹25 Crore.

Additional cover recommended₹0rounded up to the nearest ₹5 Lakh

Already coveredTotal need

Family expenses (present value)₹0
Total protection need₹0
Savings + existing cover₹0
Protection gap₹0

Please correct the highlighted fields.

Close my protection gap

Indicative estimate using the needs-based method. Final cover depends on insurer underwriting and your complete financial profile.

Insurance

Health Insurance Coverage Estimator

Get an indicative family health cover based on age, family size and city.

Age of eldest member

Yrs

1880

Enter an age between 18 and 80.

Adults to cover

Children to cover

Preferred city of treatment

Pre-existing conditions?

Existing health cover

₹

₹0₹1 Crore

Enter an amount between ₹0 and ₹10 Crore.

Recommended family cover₹0for 0 members, rounded to the nearest ₹5 Lakh

Existing coverRecommended

Existing cover₹0
Coverage gap₹0

Please correct the highlighted fields.

Compare health plans

Indicative estimate only. A super top-up is often the most cost-effective way to close a gap. Premiums and eligibility depend on insurer underwriting.

Insurance

Term Insurance Calculator

Find a suitable term cover and policy term using the income-replacement method.

Your age

Yrs

Enter an age between 18 and 65.

Cover till age

Yrs

Cover should run at least 5 years beyond your current age (maximum age 85).

Annual income

₹

₹1 Lakh₹1 Crore

Enter an income between ₹1 Lakh and ₹5 Crore.

Outstanding loans

₹

Enter an amount between ₹0 and ₹10 Crore.

Existing life cover

₹

Enter an amount between ₹0 and ₹25 Crore.

Recommended term cover₹0for a policy term of 0 years

Income multiple for your age0× income
Income replacement cover₹0
Existing cover deducted₹0

Please correct the highlighted fields.

Get term plan quotes

Indicative estimate. Actual eligible cover and premiums depend on age, health, income proof and insurer underwriting.

Life planning

Child Education Planning Calculator

Plan today for tomorrow's cost of higher education.

Child's current age

Yrs

Enter an age between 0 and 17.

Age at higher education

Yrs

Must be between 15 and 25, and above the child's current age.

Education cost today

₹

₹1 Lakh₹1 Crore

Enter a cost between ₹1 Lakh and ₹5 Crore.

Education inflation

Enter inflation between 1% and 15%.

Expected return

Enter a return between 1% and 18%.

Savings already set aside

₹

₹0₹50 Lakh

Enter an amount between ₹0 and ₹5 Crore.

Future education cost₹0in 0 years

Covered by savingsGoal

Savings will grow to₹0
Shortfall₹0
Monthly SIP required₹0
Or one-time investment today₹0

Please correct the highlighted fields.

Plan my child's future

Illustration only, assuming constant inflation and returns. Actual costs and returns may vary.

All calculators are for educational and illustrative purposes only and are not financial advice, an offer or a guarantee. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Insurance is the subject matter of solicitation. For advice tailored to you, speak with Vilas D. Terkar (+91 91757 66363) or Dhiraj V. Terkar (+91 94215 61563).